About Us

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Our Traditional Xactimate Estimates and Supplements prepared by Gold Claim, LLC are personalized to reflect the Construction Company or Public Adjusting Agency, and include all missing items, including local building code requirements and the approved manufacturer’s installation instructions, that are required for the scope of work to be completed. Heavily detailed footnotes, and any supporting  photos provided by the client, will also be attached for reference.  

That being said, Service Options 1 and 2 include our Traditional Xactimate Estimates and Supplements with all of the aforementioned heavily detailed footnotes and supporting documentation, whereas Service Options 3 includes a Line Item Only Version of our Xactimate Estimates and Supplements without this documentation (scope of work only).

Service Option 1: Estimate Only (No Follow-Ups or Submissions to Insurance) – Full Price: $185 Flat Fee 

Service Option 2: Full-Service Claims Administration (Includes Follow-Ups and Submissions to Insurance) – Full Price: $125 Initial Payment + 10% of the Approved Supplemental Increase 

Service Option 3: Estimate Only (Line Items Only – No Supporting Documentation Included) (No Follow-Ups or Submissions to Insurance) – Full Price: $125 Flat Fee 

Note: If a measurement report is necessary, and one isn’t already provided by the contractor, a measurement report will be generated and the associated cost will be relayed to the client,  additional to the full price of the services above.  

Service Option 4: Measurements Only – Full Price: TBA per Measurement Vendor (Typically EagleView)

For additional information regarding any of these service options, please contact us via phone at 215-791-1611 or email at BrandonGoldClaims@gmail.com.

Estimates are generally generated and returned within 1-3 business days*, whereas the approval of the supplements is dependent on the responsiveness and claim volume of the insurance companies. Additionally, it is dependent on how the insurance companies structure their review and processing of the claims.

For example, if a claim is handled in a team environment, it is likely to be reviewed and processed in a timelier manner compared to a claim being handled by an individual/direct point of contact. In a team environment, any member can assist with the review and processing of the claim, whereas individuals/direct point of contacts are the only member that can assist with the review and processing of the claim. If this individual/direct point of contact is unavailable, out of the office, or backed up due to a larger volume of claims, it will take much longer for the claim to be reviewed and processed.

To expedite the process, Gold Claims, LLC follows up on all open claims Monday through Friday to ensure a timely approval of the supplements. Once approved, and a revised estimate is provided by insurance, we will relay this information to you.

*Estimates are generally generated and returned within 1-3 business days - However, there may be a delay in having the estimates generated and returned depending on the incoming claim volume, and we will advise you accordingly if this time frame is to differ

The average supplemental increase/approval obtained by Gold Claims, LLC (YTD) is $4,102.51 per claim.

The increase/approval of every claim will vary as each claim has its own terms and conditions per the policy, among many other factors. 

For example, if a policy does not carry Ordinance and Law Coverage, and there are no pre-existing code related items, then any items required by building code to be installed will not be approved by insurance. This is one of several possible exclusions and/or limitations.

Additionally, claims are structured on a component-based level, so the more components there are, the higher the claim total will be.

For example, let’s say we have two properties, and both have the same size roof (30 SQ). One property is a one-story rancher with a walkable gable roof, and the other is a 2 story, unwalkable, hip/valley roof with several sidewalls. Although both roofs are the same size, one has many more components and will cost significantly more due to height/steepness charges, valley lining, flashings, etc.

Lastly, it depends on the thoroughness of the adjuster’s report. If the adjuster was thorough and accounted for a larger part of the components, the supplemental increase/approval would be less as there are fewer items to be submitted. On the other hand, if the adjuster’s report was not thorough and accounted for a smaller part of the components, the supplemental increase would be higher as there are additional items to be submitted.

IMPORTANT: Gold Claims, LLC is NOT a public adjusting firm, and we DO NOT act as a public adjuster nor present ourselves as one. While our owner, Brandon Gold, is a licensed public insurance adjuster, the company itself is not a public adjusting firm. While Gold Claims, LLC WILL NOT discuss policy and coverage with the insurance carrier, we feel it's important that our customers understand and are aware that each claim will vary accordingly due to varying terms and conditions of the insured's policy. 

 If you are interested in utilizing Gold Claims, LLC, a service authorization form will be provided to you, which will outline the services and associated costs offered. This form is to be completed and returned, along with your company’s contact info and logo for all estimates to be personalized to reflect your company. 

Additionally, please submit the following to Gold Claims, LLC: (1) The original insurance estimate for the claim you would like supplemented, (2) photos, (3) measurements, and (4) a signed contract between you and the insured.

If a measurement report is not provided to us and one is needed, a measurement report will be generated, and the cost will be relayed to the customer accordingly, additional to the full price of the service outlined on the service authorization form. 

To get started, please contact us via phone at 215-791-1611 or email at BrandonGoldClaims@gmail.com. Additionally, you may complete the contact submission form below under the 'Contact Us' tab.